UBank tells youngsters to ‘Live fast, save young’

“Live fast, save young”—that’s the motto UBank preaches to Australian Millennials in its latest campaign geared at urging them to acquire smart financial habits early in life while promoting its USaver account. (This updates the campaign we wrote about a year ago.) Instead of celebrating the lavish trappings of stardom, UBank cleverly debunks the myth of “easy money and success” that so many young people ascribe to. The spots use catchy graphics and quick cuts to outline how two celebs transformed their 15 minutes of fame into business empires.

Actress” cheekily asks viewers how they think today’s “it” girl, who seems to have had fame handed to her, got to the top. She “went to film school by day and worked tables by night, saving up all her tips for a film camera”; then, when the public was ready to give her the boot, the actress was ready to start a production company. “Now she’s in the mags, the perfume aisle and the boardroom, making Hollywood work for her.” Finally, viewers are reminded that, “When you see her on the red carpet rocking the free bling and the goodie bag, remember, she’s earned it.”

Considering that nearly 40 percent of young Australians feel their generation was dealt an unfair hand by the downturn, the messaging feels right for an unwaveringly optimistic (though sometimes childish) cohort that’s coming of age in uncertain economic times. It’s assuring to hear that hard work and determination can still pay off, especially if financial planning is approached like a marathon, not a sprint.

A branded response to Pakistan’s floods

flood

The lives of millions have been affected by Pakistani floods and it’s feared the worst has yet to surface. With the government proving inefficient and ineffective (a truism in many developing countries), brands are stepping into the gap. Along with aid organizations, they are seen as more organized and helpful than national institutions.

Orient Electronics and Samsung for example, have joined together to deliver ration packs to flood victims. And brands are helping Pakistanis to give. Telecommunications brand Warid has partnered with a TV news channel to go door-to-door to gather food, clothing and other contributions. International footwear brand Bata, which has had a presence in Pakistan for more than 50 years, has placed collection boxes in its roughly 500 retail shops and is asking consumers to join the company in donating to a CSR fund it’s set up. The floods have also given rise to “people brands,” with singers, musicians, actors and sports stars stepping up their own relief efforts—a curious development in a country that lacks celebrity brands.

Brands here have a chance to gain consumer respect and trust like never before by contributing to relief efforts. Since most brands have themselves been affected—with many offices closed due to the floods—they have unique opportunities to bond with Pakistani consumers as they tally their own losses.

Photo Credit: United Nations Development Programme

Israel’s Tara Dairy puts a humorous spin on nostalgia

The recession has changed consumer sentiment toward low-cost, basic products, which are no longer seen as cheap and down-market but rather a proud social statement—a shift leveraged in an Effie-winning rebranding for Israel’s Tara Dairy (Tara), Tara’s products had been considered outdated for an age when many consumers opt for milk that’s fortified in various ways or low fat, and communication was aimed at older, conservative shoppers.

JWT Israel decided to tap into nostalgia for a “back to basics” message, but with a fun, humorous spin. To illustrate Tara’s tagline, “It all begins with excellent milk,” a series of commercials feature Israeli comedic icon Menashe Noy cast as a typical 1960s dairy farmer on a kibbutz. Tending to his cows in a rolling green meadow, Menashe Noy tells stories about his favorite cow in an old-fashioned and annoying but funny way, with many irrelevant details, jumping from one loosely related anecdote to another. He conjures up a simpler time for Israeli viewers.

The campaign managed to both create an aura of nostalgic simplicity around the brand and position Tara as a youthful, energetic brand.

‘Pure Michigan’ campaign boosts morale among locals

Earlier this year we wrote about the misguided “Your Singapore” campaign, which was successful in attracting foreigners (the direct target) but agitated local anxieties. By contrast, the ongoing “Pure Michigan” campaign, aimed at stimulating domestic tourism, has additionally served to boost Michiganders’ morale. Seeing so many positive things being promoted helps fight off the darkness among locals. It’s become a “rallying cry” for the state.

Michigan often gets tagged as a Rust Belt state, and Detroit is frequently used as the prime example of urban decay, or outright industrial/manufacturing decline. There’s some truth to this, but there’s much more to this state. “Pure Michigan” shows the beauty and stunning diversity of the state in an emotionally compelling way and gives clear, relevant reasons why people should spend time here or even locate a business to the state. Watch a few of these TV spots; if they don’t even slightly stir some emotions, you should see a cardiologist.

Indian media tycoon tells rivals to unite behind Commonwealth cause

toi-7-8-101Delhi will host its biggest sporting event yet, the 2010 Commonwealth Games, in October, but nothing seems to be going right. With news channels ferociously digging up every real or potential issue related to the Games—from exposes about corruption within the Indian Olympic Association to the city’s unpreparedness for the mega event—Delhi citizens are braving a series of anxiety attacks. Enter the tycoon Subrata Roy Sahara of Sahara Samay, a national news network, who wrote what he called an “Emotional Appeal,” carried on the front page of a leading daily.

Sahara, who’s synonymous with the Sahara brand, charges that while the media “has done its duty,” his fellow news networks and media owners have also “overdone it,” causing “absolute negativity” among Indians and leading to bad PR for India. He asks the media to withhold further negative coverage until after the Games, “for the pride of our beloved country.” It could be argued that his patriotic-sounding appeal is an effort to cover up his network’s inability to come up with an expose to match that of his competitors. But either way, through this well-managed PR exercise, Sahara succeeded in building his own reputation as well as that of his news channel. Sahara Samay comes off looking mature and nationalistic by choosing to allay public anxiety at a time when other brands have been fueling it.

Subaru sends subtle yet poignant message to anxious parents

Subaru hits an emotional chord (with some at a dealer meeting even reportedly tearing up) in a commercial that aptly addresses the profound anxiety felt by parents as their children get behind the wheel. A concerned but proud dad softly cautions his daughter, an adorable 6-year-old: “Leave your phone in your purse. I don’t want you texting, OK? … Call me—but not when you’re driving.” The daughter driving away is a teen—but, of course, still the little girl in her father’s eyes.

When we discussed Oprah’s efforts to tackle distracted driving, we asked how brands could appropriately address the issue and help to improve road safety. Subaru subtly speaks to concerns about teen drivers texting—a problem that has even spawned mobile monitoring software—rather than further heightening anxiety (as we’ve seen with spots from Liberty Mutual).

Moreover, the tone is spot-on. It may help that both girls are real-life daughters to the actor here, Andy Lyons, adding to the authenticity. Subaru successfully projects a real understanding of parental anxiety—both that which stems from today’s road dangers and the more timeless “anxiety of handing over the keys for the first time,” as Lyons put it—to help convey its trustworthiness and reliability.

Sydney Airport positions itself as antidote to travel anxiety

After completing a major renovation that includes new food and retail facilities, Sydney Airport is appealing to Australians to get to the international terminal early to shop and eat. But rather than simply spotlight the offerings, the airport puts anxiety at the center of a campaign that positions the terminal as an antidote to the tongue-in-cheek ailment PFT (Pre-Flight Tension). Explains a YouTube page: “If you’ve ever flown overseas, you may have noticed a change in your normal behaviour. You might have seemed a little more anxious. You might have experienced sudden mood swings. You might have even found yourself sweating and, in some cases, swearing profusely.”

One spot shows a hilariously near-hysterical wife and her husband as they prepare to leave the house, almost forget their tickets and arrive at “final call” for their flight. Spouses of both genders should readily identify. Another spot shows a sufferer of “obsessive passport disorder” at the airport who frantically searches for his passport, finds it, then forgets where he’s put it, setting off more frantic searching—a little too much anxiety and not enough humor here. The ads direct people to easepft.com.au.

Any traveler will surely engage with the premise, but the campaign risks hitting a bit close to home for the more seriously anxious, and travelers don’t find out what’s actually in the new terminal until a second phase of the campaign launches.

Western & Southern Financial Group brings strength and stability to life

During the course of the economic crisis, we’ve seen many financial companies topple, and the survivors are playing up stability and strength in their communications. In two new commercials from Western & Southern Financial Group, the financial services firm brings these concepts literally to life.

The spots feature financial types standing firm despite challenges from all angles. In “Strength,” a buttoned-up businessman remains unfazed while being successively ambushed by a sumo wrestler, an elephant and a wrecking ball. He calmly boasts of the firm’s double-A-plus rating from S&P, a score that makes Western & Southern one of the nine strongest life insurance groups in the world, according to the claim. In “Stability,” a businesswoman on stilts withstands similar bizarre attacks, including one from a villain shooting tennis balls at her.

The simple language and concept are a refreshing change in a category that leaves many consumers confused and anxious. It’s likely this messaging will sit well with weary viewers who feel let down by the financial industry.

‘You can never be too thin’? Make that ‘too careful’

In writing about the “Cathy” comic strip coming to an end, The New York Times includes a typical panel, showing the perennially anxious Cathy holding her “trophy swimsuit,” an item far smaller than her actual frame. Body-consciousness and anxiety tend to go hand in hand, and two recent ad efforts triggered accusations of helping to feed that anxiety. Ann Taylor’s Loft brand was criticized for Photoshopping models’ waistlines beyond recognition. Then some in the blogosphere cried foul over outdoor ads in New York that featured a stack of Snack Factory’s Pretzel Crisps and the headline “You can never be too thin.” Several critics took on the ads themselves with guerilla-style postings.

Are people simply overreacting? Loft shouldn’t get a pass for shrinking its models. But I’m inclined to cut the Snack Factory some slack—after all, they’re advertising pretzels, not diet pills or a weight-loss shake. But others may feel different, and in an age of hyper-sensitivity, marketers must think of every which way their advertising (even the most seemingly innocuous) might be interpreted.

I’m not saying ads should be vanilla; provocation can be great. But marketers must be prepared to face the consequences, especially given how easily they can be magnified by the megaphone of social media. As we advised in our Social Media Checklist, assume your brand will be embarrassed at some point and have a plan to deal with worst-case scenarios. The Loft later scored some points by showcasing five staffers of various heights and sizes wearing its new pants. And Snack Factory replaced the headline with “Tastes as good as skinny feels.” What do you think? Were these adequate responses?

Elections reveal how far Brazilians have come in four years

brazil-flagA recent poll in Brazil in advance of the October presidential elections shows how fast the country has developed since it last elected a president four years ago. Back then, people were most concerned about employment, hunger and corruption. Today Brazil is economically stable and growing fast, facing the global economic slowdown crisis without major impacts. Many people who were struggling are now paying attention to higher-level needs. So today they are most concerned about health, education and safety, according to recent research from Ibope Intelligence and the Todos Pela Educacao (All for Education) institute, which asked Brazilians what areas the next president needs to focus on.

Health is the greatest concern for 63 percent of respondents, 20 percent above 2006 levels. And while only 15 percent cited education four years ago, it scored 28 percent in this poll. Other areas of concern are safety (39 percent), drugs (26 percent) and salary (16 percent).

The three presidential candidates are on top of these issues. Health has been a favorite platform for Jose Serra, who instituted key improvements when he served as Health Minister. Education, a big issue for women, is a cause embraced by Marina Silva (herself illiterate until age 16, and proof of how education can change a life). Advancing these areas will be crucial for sustainable growth—we’ll see who presents the best proposals as the campaign advances.

Citizens can research the candidates, and find out more about the deputies, senators and governors who are also on the ballot, at eleicoes2010.jus.br. The site is part of a new Federal Electoral Board campaign, “You can choose your destiny,” which includes TV commercials that cleverly use Visual Fluency to help voters understand election basics.